/* base: o tema Shopify fazia isto por defeito */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; font-family: 'Open Sans', sans-serif; -webkit-font-smoothing: antialiased; }
img { max-width: 100%; }
button { font-family: inherit; }

/* ===== bloco 2 ===== */
html {
    scroll-behavior: smooth;
  }

  
  .sn-header {
    position: relative;
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 18px 40px;
    background: #ffffff;
    border-bottom: 1px solid #eee;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
    z-index: 1000;
  }

  .sn-header.sn-is-fixed {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    width: 100%;
    box-shadow: 0 2px 10px rgba(0,0,0,.06);
  }

  .sn-header__logo img {
    height: 36px;
    display: block;
  }

  .sn-header__nav {
    display: flex;
    align-items: center;
    gap: 32px;
  }

  .sn-header__nav a {
    text-decoration: none;
    color: #1a1a1a;
    font-size: 15px;
    font-weight: 500;
    transition: color 0.2s ease;
  }

  .sn-header__nav a:hover {
    color: #555;
  }

  .sn-header__cta {
    display: inline-flex !important;
    align-items: center;
    gap: 8px;
    background: #1D2EA0;
    color: #fff !important;
    padding: 12px 26px;
    border-radius: 50px;
    font-family: 'Montserrat', sans-serif;
    font-size: 14px;
    font-weight: 700 !important;
    letter-spacing: .2px;
    box-shadow: 0 8px 20px rgba(29,46,160,.28);
    transition: all .3s cubic-bezier(.4,0,.2,1);
  }

  .sn-header__cta:hover {
    background: #2a42c8 !important;
    color: #fff !important;
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(29,46,160,.35);
  }

  .sn-header__cta svg {
    width: 15px;
    height: 15px;
    stroke: #fff;
    stroke-width: 2.5;
    fill: none;
    transition: transform .3s;
  }

  .sn-header__cta:hover svg {
    transform: translateX(3px);
  }

  .sn-header__toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 6px;
  }

  .sn-header__toggle span {
    width: 24px;
    height: 2px;
    background: #1a1a1a;
    display: block;
  }

  @media (max-width: 900px) {
    .sn-header__nav {
      position: absolute;
      top: 100%;
      left: 0;
      right: 0;
      background: #fff;
      flex-direction: column;
      align-items: flex-start;
      gap: 0;
      padding: 10px 0;
      border-bottom: 1px solid #eee;
      display: none;
    }

    .sn-header__nav.is-open {
      display: flex;
    }

    .sn-header__nav a:not(.sn-header__cta) {
      width: 100%;
      padding: 12px 40px;
    }

    .sn-header__cta {
      width: fit-content;
      margin: 8px 0 0 40px;
      justify-content: center;
      background: none;
      color: #1D2EA0 !important;
      padding: 0;
      box-shadow: none;
    }

    .sn-header__cta svg {
      stroke: #1D2EA0;
    }

    .sn-header__cta:hover {
      background: none !important;
      transform: none;
      box-shadow: none;
    }

    .sn-header__toggle {
      display: flex;
    }
  }

/* ===== bloco 3 ===== */
#sn-hero {
  background: #ffffff;
  min-height: 92vh;
  display: flex;
  align-items: center;
  padding: 100px 6% 80px;
  font-family: 'Open Sans', sans-serif;
  position: relative;
  overflow: hidden;
}
#sn-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: radial-gradient(rgba(29,46,160,.06) 1px, transparent 1px);
  background-size: 32px 32px;
  pointer-events: none;
}
#sn-hero::after {
  content: '';
  position: absolute;
  width: 600px; height: 600px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(29,46,160,.08) 0%, transparent 70%);
  top: -200px; left: -100px;
  pointer-events: none;
}
.sn-hero-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  max-width: 1200px;
  margin: 0 auto;
  width: 100%;
  position: relative;
  z-index: 1;
}
.sn-hero-h1 {
  font-family: 'Montserrat', sans-serif;
  font-size: clamp(2.2rem, 4.5vw, 3.6rem);
  font-weight: 900;
  color: #1a1e35;
  line-height: 1.1;
  letter-spacing: -1.5px;
  margin: 0 0 24px;
}
.sn-hero-h1 .sn-blue {
  color: #1D2EA0;
  display: block;
}
.sn-hero-p {
  font-size: 1rem;
  color: #6b7494;
  line-height: 1.8;
  margin: 0 0 36px;
  max-width: 460px;
  font-weight: 400;
}
.sn-hero-cta {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: #1D2EA0;
  color: #fff;
  padding: 16px 36px;
  border-radius: 50px;
  font-family: 'Montserrat', sans-serif;
  font-size: .9rem;
  font-weight: 700;
  text-decoration: none;
  letter-spacing: .3px;
  transition: all .3s cubic-bezier(.4,0,.2,1);
  box-shadow: 0 8px 28px rgba(29,46,160,.3);
}
.sn-hero-cta:hover {
  background: #2a42c8;
  transform: translateY(-3px);
  box-shadow: 0 14px 36px rgba(29,46,160,.4);
  color: #fff;
}
.sn-hero-cta svg {
  width: 18px; height: 18px;
  stroke: #fff; stroke-width: 2.5; fill: none;
  transition: transform .3s;
}
.sn-hero-cta:hover svg { transform: translateX(4px); }

/* STATS */
.sn-hero-stats {
  display: flex;
  gap: 32px;
  margin-top: 52px;
  padding-top: 36px;
  border-top: 1px solid rgba(29,46,160,.1);
  align-items: flex-start;
}
.sn-hero-stat-num {
  display: block;
  font-family: 'Montserrat', sans-serif;
  font-size: 1.6rem;
  font-weight: 900;
  color: #1D2EA0;
  letter-spacing: -.5px;
  margin-bottom: 4px;
}
.sn-hero-stat-label {
  display: block;
  font-family: 'Montserrat', sans-serif;
  font-size: .72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: #6b7494;
}



/* IMAGE */
.sn-hero-right { position: relative; }
.sn-hero-img-wrap {
  position: relative;
  border-radius: 20px;
  overflow: hidden;
  box-shadow: 0 30px 80px rgba(29,46,160,.18);
  transform: perspective(1000px) rotateY(-3deg) rotateX(2deg);
  transition: transform .6s cubic-bezier(.4,0,.2,1);
}
.sn-hero-img-wrap:hover {
  transform: perspective(1000px) rotateY(0deg) rotateX(0deg) scale(1.02);
}
.sn-hero-img-wrap img {
  width: 100%;
  height: 440px;
  object-fit: cover;
  display: block;
}
.sn-hero-float {
  position: absolute;
  bottom: 16px; left: 16px;
  background: rgba(255,255,255,.92);
  backdrop-filter: blur(10px);
  border-radius: 10px;
  padding: 8px 12px;
  display: flex;
  align-items: center;
  gap: 8px;
  box-shadow: 0 4px 16px rgba(0,0,0,.12);
  animation: sn-float 3s ease-in-out infinite;
}
@keyframes sn-float {
  0%,100%{transform:translateY(0)}
  50%{transform:translateY(-5px)}
}
.sn-float-icon {
  width: 28px; height: 28px;
  border-radius: 7px;
  background: #1D2EA0;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.sn-float-icon svg {
  width: 13px; height: 13px;
  stroke: #fff; stroke-width: 2; fill: none;
}
.sn-float-txt span {
  display: block;
  font-family: 'Montserrat', sans-serif;
}
.sn-float-txt span:first-child {
  font-size: .58rem;
  color: #6b7494;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: .5px;
}
.sn-float-txt span:last-child {
  font-size: .75rem;
  color: #1a1e35;
  font-weight: 800;
}

/* reveal */
.sn-h-rv {
  opacity: 0;
  transform: translateX(-30px);
  transition: opacity .8s ease, transform .8s ease;
}
.sn-h-rvr {
  opacity: 0;
  transform: translateX(30px);
  transition: opacity .8s ease, transform .8s ease;
}
.sn-h-rv.sn-h-on, .sn-h-rvr.sn-h-on { opacity: 1; transform: none; }
.sn-h-d1{transition-delay:.1s}
.sn-h-d2{transition-delay:.2s}
.sn-h-d3{transition-delay:.3s}
.sn-h-d4{transition-delay:.45s}
.sn-h-d5{transition-delay:.3s}

@media(max-width:900px){
  .sn-hero-inner { grid-template-columns: 1fr; gap: 44px; text-align: center; }
  .sn-hero-p { max-width: 100%; }
  .sn-hero-stats { justify-content: center; flex-wrap: wrap; }
  .sn-hero-img-wrap { transform: none; }
  .sn-hero-right { order: -1; }
}
/* float — desktop explícito */
@media(min-width:521px){
  .sn-hero-float { padding: 14px 18px !important; gap: 12px !important; bottom: 24px !important; left: 24px !important; }
  .sn-float-icon { width: 38px !important; height: 38px !important; border-radius: 10px !important; }
  .sn-float-icon svg { width: 18px !important; height: 18px !important; }
  .sn-float-txt span:first-child { font-size: .72rem !important; }
  .sn-float-txt span:last-child { font-size: .9rem !important; }
}
@media(max-width:520px){
  #sn-hero { padding: 80px 5% 60px; min-height: auto; }
  .sn-hero-h1 { font-size: 2rem; }
  .sn-hero-stats { gap: 16px; }
  .sn-hero-img-wrap img { height: 260px; }
  .sn-hero-float { padding: 8px 12px !important; gap: 8px !important; bottom: 12px !important; left: 12px !important; }
  .sn-float-icon { width: 28px !important; height: 28px !important; border-radius: 7px !important; }
  .sn-float-icon svg { width: 13px !important; height: 13px !important; }
  .sn-float-txt span:first-child { font-size: .58rem !important; }
  .sn-float-txt span:last-child { font-size: .72rem !important; }
}

/* ===== bloco 4 ===== */
#sn-servicos {
  background: #f7f8fc;
  padding: 80px 5%;
  font-family: 'Open Sans', sans-serif;
}
.sn-head {
  text-align: center;
  margin-bottom: 56px;
}
.sn-eyebrow {
  display: block;
  font-family: 'Montserrat', sans-serif;
  font-size: .72rem;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: #1D2EA0;
  margin-bottom: 12px;
}
.sn-title {
  font-family: 'Montserrat', sans-serif;
  font-size: clamp(1.8rem, 3vw, 2.6rem);
  font-weight: 800;
  color: #1a1e35;
  letter-spacing: -.5px;
  margin: 0 0 16px;
}
.sn-sub {
  font-size: .97rem;
  line-height: 1.8;
  color: #6b7494;
  max-width: 600px;
  margin: 0 auto;
}
.sn-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  max-width: 1200px;
  margin: 0 auto;
}
.sn-card {
  background: #fff;
  border: 1px solid #dde1f0;
  border-radius: 14px;
  padding: 32px 24px;
  transition: all .35s cubic-bezier(.4,0,.2,1);
  position: relative;
  overflow: hidden;
  cursor: default;
}
.sn-card::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0; right: 0;
  height: 3px;
  background: #1D2EA0;
  transform: scaleX(0);
  transform-origin: left;
  transition: transform .35s cubic-bezier(.4,0,.2,1);
}
.sn-card:hover {
  border-color: rgba(29,46,160,.2);
  box-shadow: 0 12px 40px rgba(29,46,160,.1);
  transform: translateY(-5px);
}
.sn-card:hover::after {
  transform: scaleX(1);
}
.sn-icon {
  width: 56px;
  height: 56px;
  border-radius: 13px;
  background: #e8ecf8;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
  transition: background .35s;
}
.sn-card:hover .sn-icon {
  background: #1D2EA0;
}
.sn-icon svg {
  width: 26px;
  height: 26px;
  fill: none;
  stroke: #1D2EA0;
  stroke-width: 1.8;
  transition: stroke .35s;
}
.sn-card:hover .sn-icon svg {
  stroke: #fff;
}
.sn-card h3 {
  font-family: 'Montserrat', sans-serif;
  font-size: 1rem;
  font-weight: 700;
  color: #1a1e35;
  margin: 0 0 10px;
}
.sn-card p {
  font-size: .85rem;
  color: #6b7494;
  line-height: 1.75;
  margin: 0;
}
.sn-more {
  text-align: center;
  margin-top: 48px;
}
.sn-btn {
  display: inline-block;
  background: #1D2EA0;
  color: #fff;
  padding: 15px 38px;
  border-radius: 8px;
  font-family: 'Montserrat', sans-serif;
  font-size: .83rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .5px;
  text-decoration: none;
  border: 2px solid #1D2EA0;
  transition: all .3s;
}
.sn-btn:hover {
  background: #2a42c8;
  border-color: #2a42c8;
  transform: translateY(-2px);
  box-shadow: 0 10px 28px rgba(29,46,160,.25);
  color: #fff;
}
.sn-rv {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity .65s ease, transform .65s ease;
}
.sn-rv.sn-on { opacity: 1; transform: none; }
.sn-d1{transition-delay:.06s}
.sn-d2{transition-delay:.12s}
.sn-d3{transition-delay:.18s}
.sn-d4{transition-delay:.24s}
.sn-d5{transition-delay:.30s}
.sn-d6{transition-delay:.36s}

@media(max-width:1024px){
  .sn-grid{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:560px){
  .sn-grid{grid-template-columns:1fr}
  #sn-servicos{padding:60px 4%}
}

/* ===== bloco 5 ===== */
#sn-stats {
  background: linear-gradient(135deg, #0c1260 0%, #1D2EA0 55%, #2236b8 100%);
  padding: 80px 6%;
  font-family: 'Open Sans', sans-serif;
  position: relative;
  overflow: hidden;
}
#sn-stats::before {
  content: '';
  position: absolute;
  width: 500px; height: 500px;
  border-radius: 50%;
  background: rgba(255,255,255,.03);
  top: -180px; right: -120px;
  pointer-events: none;
}
#sn-stats::after {
  content: '';
  position: absolute;
  width: 300px; height: 300px;
  border-radius: 50%;
  border: 1px solid rgba(255,255,255,.05);
  bottom: -100px; left: -60px;
  pointer-events: none;
}
.sn-stats-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 70px;
  align-items: center;
  max-width: 1100px;
  margin: 0 auto;
  position: relative;
  z-index: 1;
}
.sn-stats-text .sn-st-eyebrow {
  display: block;
  font-family: 'Montserrat', sans-serif;
  font-size: .72rem;
  font-weight: 700;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  color: rgba(168,200,255,.85);
  margin-bottom: 14px;
}
.sn-stats-text h2 {
  font-family: 'Montserrat', sans-serif;
  font-size: clamp(1.7rem, 3vw, 2.4rem);
  font-weight: 800;
  color: #fff;
  letter-spacing: -.5px;
  line-height: 1.15;
  margin: 0 0 20px;
}
.sn-stats-text p {
  font-size: .95rem;
  color: rgba(255,255,255,.55);
  line-height: 1.8;
  margin: 0 0 32px;
  max-width: 420px;
}
.sn-stats-btn {
  display: inline-block;
  background: transparent;
  color: #fff;
  padding: 13px 32px;
  border-radius: 8px;
  border: 2px solid rgba(255,255,255,.6);
  font-family: 'Montserrat', sans-serif;
  font-size: .82rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .5px;
  text-decoration: none;
  transition: all .3s;
}
.sn-stats-btn:hover {
  background: #fff;
  color: #1D2EA0;
  border-color: #fff;
  transform: translateY(-2px);
}
.sn-stats-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}
.sn-stat-card {
  background: rgba(255,255,255,.07);
  border: 1px solid rgba(255,255,255,.12);
  border-radius: 14px;
  padding: 28px 22px;
  text-align: center;
  transition: all .3s;
}
.sn-stat-card:hover {
  background: rgba(255,255,255,.12);
  transform: scale(1.03);
}
.sn-stat-pre {
  display: block;
  font-family: 'Montserrat', sans-serif;
  font-size: .62rem;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: rgba(255,255,255,.4);
  margin-bottom: 8px;
}
.sn-stat-num {
  display: block;
  font-family: 'Montserrat', sans-serif;
  font-size: 2.6rem;
  font-weight: 900;
  color: #fff;
  line-height: 1;
  margin-bottom: 10px;
  letter-spacing: -1px;
}
.sn-stat-num.sn-accent {
  color: rgba(168,200,255,1);
}
.sn-stat-label {
  display: block;
  font-family: 'Montserrat', sans-serif;
  font-size: .65rem;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: rgba(255,255,255,.45);
}

/* reveal */
.sn-st-rv {
  opacity: 0;
  transform: translateX(-30px);
  transition: opacity .7s ease, transform .7s ease;
}
.sn-st-rvr {
  opacity: 0;
  transform: translateX(30px);
  transition: opacity .7s ease, transform .7s ease;
}
.sn-st-rv.sn-st-on,
.sn-st-rvr.sn-st-on {
  opacity: 1;
  transform: none;
}

@media(max-width:900px){
  .sn-stats-inner { grid-template-columns: 1fr; gap: 44px; }
  .sn-stats-text p { max-width: 100%; }
}
@media(max-width:480px){
  #sn-stats { padding: 60px 4%; }
  .sn-stat-num { font-size: 2rem; }
}

/* ===== bloco 6 ===== */
#sn-processo {
  background: #eef0f6;
  padding: 80px 5%;
  font-family: 'Open Sans', sans-serif;
}
.sn-proc-head {
  text-align: center;
  margin-bottom: 64px;
}
.sn-proc-eyebrow {
  display: block;
  font-family: 'Montserrat', sans-serif;
  font-size: .72rem;
  font-weight: 700;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  color: #1D2EA0;
  margin-bottom: 12px;
}
.sn-proc-title {
  font-family: 'Montserrat', sans-serif;
  font-size: clamp(1.8rem, 3vw, 2.5rem);
  font-weight: 800;
  color: #1a1e35;
  letter-spacing: -.5px;
  margin: 0 0 16px;
}
.sn-proc-sub {
  font-size: .97rem;
  line-height: 1.8;
  color: #6b7494;
  max-width: 560px;
  margin: 0 auto;
}

/* VERTICAL LAYOUT */
.sn-proc-wrap {
  position: relative;
  max-width: 720px;
  margin: 0 auto;
  padding-left: 48px;
}

/* grey track — centred at left:12px (half of 24px, which is padding-left - dot half) */
.sn-proc-wrap::before {
  content: '';
  position: absolute;
  left: 12px;
  top: 0;
  bottom: 0;
  width: 2px;
  background: #c8cde8;
  border-radius: 2px;
}

/* blue fill */
.sn-proc-line {
  position: absolute;
  left: 12px;
  top: 0;
  width: 2px;
  height: 0%;
  background: #1D2EA0;
  border-radius: 2px;
  z-index: 1;
  transition: height .05s linear;
}

/* each step row */
.sn-proc-step {
  position: relative;
  margin-bottom: 28px;
}
.sn-proc-step:last-child { margin-bottom: 0; }

/* dot — centred on the 2px track at left:12px
   track centre = 13px from wrap left
   dot width = 20px, so left = 13px - 10px - 48px(padding) = -45px from card edge
   but relative to .sn-proc-step which starts at padding-left:48px
   so left = -(48 - 13 + 10) = -45px */
.sn-proc-dot {
  position: absolute;
  left: -45px;
  top: 28px;
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: #c8cde8;
  border: 3px solid #eef0f6;
  z-index: 2;
  transition: background .4s, transform .4s;
  box-shadow: 0 0 0 0 rgba(29,46,160,0);
}
.sn-proc-step.sn-active .sn-proc-dot {
  background: #1D2EA0;
  transform: scale(1.2);
  box-shadow: 0 0 0 6px rgba(29,46,160,.15);
}

/* card */
.sn-proc-card {
  background: #fff;
  border-radius: 14px;
  padding: 28px 32px;
  border: 1px solid #e2e5f0;
  box-shadow: 0 2px 12px rgba(29,46,160,.04);
  opacity: 0;
  transform: translateX(18px);
  transition: opacity .5s ease, transform .5s ease, box-shadow .4s, border-color .4s;
}
.sn-proc-step.sn-active .sn-proc-card {
  opacity: 1;
  transform: none;
  border-color: #c8cde8;
  box-shadow: 0 4px 24px rgba(29,46,160,.08);
}

/* number — blue semi-transparent */
.sn-proc-num {
  font-family: 'Montserrat', sans-serif;
  font-size: 2rem;
  font-weight: 900;
  color: rgba(29,46,160,.28);
  line-height: 1;
  margin-bottom: 6px;
  letter-spacing: -1px;
}

.sn-proc-card h4 {
  font-family: 'Montserrat', sans-serif;
  font-size: 1.05rem;
  font-weight: 800;
  color: #1a1e35;
  margin: 0 0 10px;
}
.sn-proc-card p {
  font-size: .88rem;
  color: #6b7494;
  line-height: 1.7;
  margin: 0;
}

/* reveal head */
.sn-proc-rv {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity .6s ease, transform .6s ease;
}
.sn-proc-rv.sn-proc-on { opacity: 1; transform: none; }

@media(max-width:520px){
  .sn-proc-wrap { padding-left: 36px; }
  .sn-proc-dot { left: -33px; width: 16px; height: 16px; top: 30px; }
  .sn-proc-card { padding: 22px 20px; }
  #sn-processo { padding: 60px 5%; }
}

/* ===== bloco 8 ===== */
#sn-sim {
  background: #f0f2f8;
  padding: 80px 5%;
  font-family: 'Open Sans', sans-serif;
}
.sn-sim-head {
  text-align: center;
  margin-bottom: 40px;
}
.sn-sim-badge {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  background: rgba(29,46,160,.08);
  border: 1px solid rgba(29,46,160,.18);
  border-radius: 30px;
  padding: 6px 16px;
  font-family: 'Montserrat', sans-serif;
  font-size: .7rem;
  font-weight: 700;
  letter-spacing: 1px;
  text-transform: uppercase;
  color: #1D2EA0;
  margin-bottom: 20px;
}
.sn-sim-badge svg {
  width: 14px; height: 14px;
  stroke: #1D2EA0; stroke-width: 2; fill: none;
}
.sn-sim-title {
  font-family: 'Montserrat', sans-serif;
  font-size: clamp(1.5rem, 2.5vw, 2rem);
  font-weight: 800;
  color: #1a1e35;
  letter-spacing: -.5px;
  margin: 0 0 14px;
}
.sn-sim-sub {
  font-size: .92rem;
  color: #6b7494;
  line-height: 1.75;
  max-width: 520px;
  margin: 0 auto;
}

/* CARD */
.sn-sim-card {
  background: #fff;
  border: 1px solid #dde1f0;
  border-radius: 18px;
  padding: 36px 40px;
  max-width: 660px;
  margin: 0 auto;
  box-shadow: 0 4px 30px rgba(29,46,160,.07);
}

/* progress */
.sn-sim-meta {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 28px;
}
.sn-sim-step-label {
  font-family: 'Montserrat', sans-serif;
  font-size: .72rem;
  font-weight: 700;
  color: #b0b8cc;
  letter-spacing: .5px;
}
.sn-sim-dots {
  display: flex;
  gap: 6px;
  align-items: center;
}
.sn-sim-dot {
  height: 6px;
  border-radius: 3px;
  background: #dde1f0;
  transition: all .4s;
  width: 24px;
}
.sn-sim-dot.active {
  background: #1D2EA0;
  width: 32px;
}
.sn-sim-dot.done {
  background: #1D2EA0;
  opacity: .4;
}

/* question */
.sn-sim-q {
  font-family: 'Montserrat', sans-serif;
  font-size: 1.1rem;
  font-weight: 800;
  color: #1a1e35;
  margin: 0 0 6px;
}
.sn-sim-hint {
  font-size: .82rem;
  color: #b0b8cc;
  margin: 0 0 22px;
}

/* options */
.sn-sim-options {
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.sn-sim-opt {
  border: 1.5px solid #dde1f0;
  border-radius: 10px;
  padding: 13px 18px;
  font-family: 'Open Sans', sans-serif;
  font-size: .9rem;
  color: #1a1e35;
  cursor: pointer;
  transition: all .25s;
  display: flex;
  align-items: center;
  gap: 12px;
  background: #fff;
  text-align: left;
}
.sn-sim-opt:hover {
  border-color: #1D2EA0;
  background: rgba(29,46,160,.03);
  color: #1D2EA0;
}
.sn-sim-opt.selected {
  border-color: #1D2EA0;
  background: rgba(29,46,160,.06);
  color: #1D2EA0;
  font-weight: 600;
}
.sn-sim-opt .sn-opt-check {
  width: 20px; height: 20px;
  border-radius: 50%;
  border: 2px solid #dde1f0;
  flex-shrink: 0;
  display: flex; align-items: center; justify-content: center;
  transition: all .25s;
}
.sn-sim-opt.selected .sn-opt-check {
  border-color: #1D2EA0;
  background: #1D2EA0;
}
.sn-sim-opt.selected .sn-opt-check::after {
  content: '';
  width: 6px; height: 6px;
  border-radius: 50%;
  background: #fff;
}

/* nav */
.sn-sim-nav {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-top: 28px;
  padding-top: 22px;
  border-top: 1px solid #eef0f6;
}
.sn-sim-back {
  background: none;
  border: none;
  font-family: 'Montserrat', sans-serif;
  font-size: .78rem;
  font-weight: 700;
  color: #b0b8cc;
  cursor: pointer;
  display: flex;
  align-items: center;
  gap: 6px;
  transition: color .2s;
  padding: 0;
}
.sn-sim-back:hover { color: #6b7494; }
.sn-sim-back svg { width: 14px; height: 14px; stroke: currentColor; stroke-width: 2.5; fill: none; }
.sn-sim-back:disabled { opacity: 0; pointer-events: none; }
.sn-sim-next {
  background: #1D2EA0;
  color: #fff;
  border: none;
  padding: 13px 28px;
  border-radius: 50px;
  font-family: 'Montserrat', sans-serif;
  font-size: .82rem;
  font-weight: 700;
  cursor: pointer;
  display: flex;
  align-items: center;
  gap: 8px;
  transition: all .3s;
  opacity: .4;
  pointer-events: none;
}
.sn-sim-next.ready {
  opacity: 1;
  pointer-events: auto;
}
.sn-sim-next:hover { background: #2a42c8; transform: translateY(-1px); }
.sn-sim-next svg { width: 14px; height: 14px; stroke: #fff; stroke-width: 2.5; fill: none; }

/* RESULT */
.sn-sim-result { display: none; }
.sn-result-icon {
  width: 64px; height: 64px;
  border-radius: 16px;
  background: rgba(29,46,160,.08);
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 20px;
}
.sn-result-icon svg { width: 30px; height: 30px; stroke: #1D2EA0; stroke-width: 1.8; fill: none; }
.sn-result-tag {
  display: inline-block;
  background: rgba(29,46,160,.08);
  color: #1D2EA0;
  font-family: 'Montserrat', sans-serif;
  font-size: .68rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  padding: 4px 14px;
  border-radius: 20px;
  margin-bottom: 14px;
}
.sn-result-title {
  font-family: 'Montserrat', sans-serif;
  font-size: 1.2rem;
  font-weight: 800;
  color: #1a1e35;
  margin: 0 0 10px;
}
.sn-result-desc {
  font-size: .9rem;
  color: #6b7494;
  line-height: 1.75;
  margin: 0 0 24px;
}
.sn-result-perks {
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin-bottom: 28px;
}
.sn-result-perk {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: .88rem;
  color: #1a1e35;
}
.sn-result-perk svg { width: 16px; height: 16px; stroke: #1D2EA0; stroke-width: 2.5; fill: none; flex-shrink: 0; }
.sn-result-btns { display: flex; gap: 12px; flex-wrap: wrap; }
.sn-res-wa {
  flex: 1;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  background: #25d366;
  color: #fff;
  padding: 14px 20px;
  border-radius: 10px;
  font-family: 'Montserrat', sans-serif;
  font-size: .82rem;
  font-weight: 700;
  text-decoration: none;
  transition: all .3s;
}
.sn-res-wa:hover { background: #1db954; transform: translateY(-2px); color: #fff; }
.sn-res-wa svg { width: 18px; height: 18px; fill: #fff; }
.sn-res-form {
  flex: 1;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  background: transparent;
  color: #1D2EA0;
  padding: 14px 20px;
  border-radius: 10px;
  border: 2px solid #1D2EA0;
  font-family: 'Montserrat', sans-serif;
  font-size: .82rem;
  font-weight: 700;
  text-decoration: none;
  transition: all .3s;
  cursor: pointer;
}
.sn-res-form:hover { background: #1D2EA0; color: #fff; }
.sn-sim-restart {
  background: none; border: none;
  font-family: 'Montserrat', sans-serif;
  font-size: .75rem; font-weight: 700;
  color: #b0b8cc; cursor: pointer;
  margin-top: 18px;
  display: block; width: 100%; text-align: center;
  transition: color .2s;
}
.sn-sim-restart:hover { color: #6b7494; }

/* reveal */
.sn-sim-rv { opacity: 0; transform: translateY(28px); transition: opacity .7s ease, transform .7s ease; }
.sn-sim-rv.sn-sim-on { opacity: 1; transform: none; }
.sn-sim-d1 { transition-delay: .1s; }

@media(max-width:600px){
  .sn-sim-card { padding: 24px 20px; }
  #sn-sim { padding: 60px 4%; }
  .sn-result-btns { flex-direction: column; }
}

/* ===== bloco 9 ===== */
#sn-faq {
  background: #f7f8fc;
  padding: 80px 5%;
  font-family: 'Open Sans', sans-serif;
}
.sn-faq-head {
  text-align: center;
  margin-bottom: 52px;
}
.sn-faq-eyebrow {
  display: block;
  font-family: 'Montserrat', sans-serif;
  font-size: .72rem;
  font-weight: 700;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  color: #1D2EA0;
  margin-bottom: 12px;
}
.sn-faq-title {
  font-family: 'Montserrat', sans-serif;
  font-size: clamp(1.8rem, 3vw, 2.5rem);
  font-weight: 800;
  color: #1a1e35;
  letter-spacing: -.5px;
  margin: 0 0 16px;
}
.sn-faq-sub {
  font-size: .97rem;
  line-height: 1.8;
  color: #6b7494;
  max-width: 520px;
  margin: 0 auto;
}

.sn-faq-list {
  max-width: 780px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.sn-faq-item {
  background: #fff;
  border-radius: 12px;
  border: 1px solid #e8eaf4;
  overflow: hidden;
  transition: box-shadow .3s, border-color .3s;
}
.sn-faq-item.sn-faq-open {
  border-color: #1D2EA0;
  box-shadow: 0 4px 24px rgba(29,46,160,.08);
}

.sn-faq-q {
  width: 100%;
  background: none;
  border: none;
  padding: 22px 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  cursor: pointer;
  text-align: left;
}
.sn-faq-q-text {
  font-family: 'Montserrat', sans-serif;
  font-size: .95rem;
  font-weight: 700;
  color: #1a1e35;
  line-height: 1.4;
  transition: color .25s;
}
.sn-faq-item.sn-faq-open .sn-faq-q-text {
  color: #1D2EA0;
}

.sn-faq-icon {
  flex-shrink: 0;
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background: #f0f2fb;
  border: 1px solid #e0e3f5;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background .3s, border-color .3s, transform .35s;
}
.sn-faq-item.sn-faq-open .sn-faq-icon {
  background: #1D2EA0;
  border-color: #1D2EA0;
  transform: rotate(45deg);
}
.sn-faq-icon svg {
  width: 14px;
  height: 14px;
  stroke: #1D2EA0;
  stroke-width: 2.5;
  fill: none;
  transition: stroke .3s;
}
.sn-faq-item.sn-faq-open .sn-faq-icon svg {
  stroke: #fff;
}

.sn-faq-body {
  max-height: 0;
  overflow: hidden;
  transition: max-height .4s cubic-bezier(.4,0,.2,1);
}
.sn-faq-body-inner {
  padding: 0 24px 22px;
  font-size: .9rem;
  line-height: 1.8;
  color: #6b7494;
}
.sn-faq-body-inner strong {
  color: #1a1e35;
}

.sn-faq-cta {
  text-align: center;
  margin-top: 44px;
}
.sn-faq-cta p {
  font-size: .92rem;
  color: #6b7494;
  margin-bottom: 18px;
}
.sn-faq-cta p strong {
  color: #1a1e35;
}
.sn-faq-btn {
  display: inline-block;
  background: #1D2EA0;
  color: #fff;
  padding: 13px 34px;
  border-radius: 8px;
  font-family: 'Montserrat', sans-serif;
  font-size: .83rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .5px;
  text-decoration: none;
  transition: all .3s;
}
.sn-faq-btn:hover {
  background: #162280;
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(29,46,160,.25);
}

.sn-faq-rv {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity .7s ease, transform .7s ease;
}
.sn-faq-rv.sn-faq-on { opacity: 1; transform: none; }
.sn-faq-d1 { transition-delay: .1s; }
.sn-faq-d2 { transition-delay: .18s; }
.sn-faq-d3 { transition-delay: .26s; }

@media(max-width:768px){
  #sn-faq { padding: 60px 4%; }
  .sn-faq-q { padding: 18px 18px; }
  .sn-faq-body-inner { padding: 0 18px 18px; }
  .sn-faq-q-text { font-size: .88rem; }
}

/* ===== bloco 10 ===== */
#sn-contact {
  background: linear-gradient(135deg, #0c1260 0%, #1D2EA0 55%, #2236b8 100%);
  padding: 80px 6%;
  font-family: 'Open Sans', sans-serif;
  position: relative;
  overflow: hidden;
  scroll-margin-top: 90px; /* compensa a altura do header sticky ao usar #sn-contact como âncora */
}
#sn-contact::before {
  content: '';
  position: absolute;
  width: 500px; height: 500px; border-radius: 50%;
  background: rgba(255,255,255,.03);
  top: -150px; right: -100px; pointer-events: none;
}
#sn-contact::after {
  content: '';
  position: absolute;
  width: 300px; height: 300px; border-radius: 50%;
  border: 1px solid rgba(255,255,255,.05);
  bottom: -80px; left: -60px; pointer-events: none;
}
.sn-ct-inner {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 70px;
  max-width: 1060px;
  margin: 0 auto;
  align-items: start;
  position: relative;
  z-index: 1;
}

/* LEFT */
.sn-ct-eyebrow {
  display: block;
  font-family: 'Montserrat', sans-serif;
  font-size: .72rem;
  font-weight: 700;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  color: rgba(168,200,255,.85);
  margin-bottom: 14px;
}
.sn-ct-title {
  font-family: 'Montserrat', sans-serif;
  font-size: clamp(1.7rem, 3vw, 2.3rem);
  font-weight: 800;
  color: #fff;
  letter-spacing: -.5px;
  line-height: 1.2;
  margin: 0 0 20px;
}
.sn-ct-sub {
  font-size: .95rem;
  color: rgba(255,255,255,.55);
  line-height: 1.8;
  margin: 0;
}

/* RIGHT — form box */
.sn-ct-form-box {
  background: rgba(255,255,255,.07);
  border: 1px solid rgba(255,255,255,.12);
  border-radius: 16px;
  padding: 38px 36px;
  backdrop-filter: blur(10px);
}
.sn-ct-form-title {
  font-family: 'Montserrat', sans-serif;
  font-size: 1.15rem;
  font-weight: 800;
  color: #fff;
  margin: 0 0 28px;
}
.sn-ct-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}
.sn-ct-group { margin-bottom: 16px; }
.sn-ct-group label {
  display: block;
  font-family: 'Montserrat', sans-serif;
  font-size: .67rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: rgba(255,255,255,.5);
  margin-bottom: 7px;
}
.sn-ct-group input,
.sn-ct-group textarea,
.sn-ct-group select {
  width: 100%;
  background: rgba(255,255,255,.08);
  border: 1.5px solid rgba(255,255,255,.15);
  border-radius: 8px;
  padding: 11px 14px;
  color: #fff;
  font-family: 'Open Sans', sans-serif;
  font-size: .9rem;
  outline: none;
  transition: border-color .25s, box-shadow .25s;
  appearance: none;
  -webkit-appearance: none;
}
.sn-ct-group select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='rgba(255,255,255,0.5)' stroke-width='2.5'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  background-color: rgba(255,255,255,.08);
  padding-right: 36px;
  cursor: pointer;
}
.sn-ct-group input:focus,
.sn-ct-group textarea:focus,
.sn-ct-group select:focus {
  border-color: rgba(255,255,255,.4);
  box-shadow: 0 0 0 3px rgba(255,255,255,.06);
}
.sn-ct-group input::placeholder,
.sn-ct-group textarea::placeholder { color: rgba(255,255,255,.3); }
.sn-ct-group select { color: rgba(255,255,255,.6); }
.sn-ct-group select option { background: #1D2EA0; color: #fff; }
.sn-ct-group textarea { resize: vertical; min-height: 110px; }

.sn-ct-submit {
  width: 100%;
  background: #fff;
  color: #1D2EA0;
  border: none;
  padding: 16px;
  border-radius: 8px;
  font-family: 'Montserrat', sans-serif;
  font-size: .85rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  cursor: pointer;
  transition: all .3s;
  margin-top: 6px;
}
.sn-ct-submit:hover {
  background: rgba(255,255,255,.9);
  transform: translateY(-2px);
  box-shadow: 0 10px 28px rgba(0,0,0,.2);
}
.sn-ct-submit:disabled {
  opacity: .7;
  cursor: default;
}
.sn-ct-error {
  display: none;
  text-align: center;
  padding: 12px;
  font-family: 'Montserrat', sans-serif;
  font-weight: 700;
  font-size: .85rem;
  color: #ffb3b3;
  margin-top: 10px;
}
.sn-ct-ok {
  display: none;
  text-align: center;
  padding: 18px;
  font-family: 'Montserrat', sans-serif;
  font-weight: 700;
  font-size: .95rem;
  color: rgba(168,200,255,1);
}

/* reveal */
.sn-ct-rvl {
  opacity: 0; transform: translateX(-28px);
  transition: opacity .7s ease, transform .7s ease;
}
.sn-ct-rvr {
  opacity: 0; transform: translateX(28px);
  transition: opacity .7s ease, transform .7s ease;
}
.sn-ct-rvl.sn-ct-on, .sn-ct-rvr.sn-ct-on { opacity: 1; transform: none; }

@media(max-width:860px){
  .sn-ct-inner { grid-template-columns: 1fr; gap: 44px; }
  .sn-ct-form-box { padding: 28px 22px; }
}
@media(max-width:480px){
  #sn-contact { padding: 60px 4%; }
  .sn-ct-row { grid-template-columns: 1fr; }
}

/* ===== bloco 7 (carrossel) ===== */
.ls-section {
  position: relative;
  width: 100%;
  overflow: hidden;
  padding: 64px 0;
  background: linear-gradient(135deg, #050B33 0%, #101E7A 55%, #1B3BD6 100%);
}
.ls-heading-wrap { text-align: center; padding: 0 24px; margin-bottom: 40px; }
.ls-eyebrow {
  display: inline-block;
  font-family: 'Montserrat', sans-serif;
  font-size: 12px; font-weight: 700; letter-spacing: 0.18em;
  text-transform: uppercase; color: #7C9CFF; margin-bottom: 12px;
}
.ls-heading {
  font-family: 'Montserrat', sans-serif;
  color: #FFFFFF; font-size: clamp(24px, 4vw, 34px);
  font-weight: 800; margin: 0; line-height: 1.25;
}
.ls-viewport {
  width: 100%; overflow: hidden;
  -webkit-mask-image: linear-gradient(to right, transparent 0, #000 80px, #000 calc(100% - 80px), transparent 100%);
  mask-image: linear-gradient(to right, transparent 0, #000 80px, #000 calc(100% - 80px), transparent 100%);
}
.ls-track {
  display: flex; width: max-content;
  animation: ls-move 30s linear infinite;
  --ls-distance: 0px;
}
.ls-section:hover .ls-track { animation-play-state: paused; }
.ls-group { display: flex; align-items: center; flex-shrink: 0; }
.ls-item {
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0; padding: 0 48px; height: 40px;
}
.ls-item img {
  max-height: 40px; width: auto; object-fit: contain;
  opacity: 0.8; transition: opacity 0.25s ease;
  filter: brightness(0) invert(1);
}
.ls-item:hover img { opacity: 1; }
@keyframes ls-move {
  from { transform: translateX(0); }
  to   { transform: translateX(calc(-1 * var(--ls-distance))); }
}
@media (prefers-reduced-motion: reduce) { .ls-track { animation: none; } }
@media (max-width: 749px) {
  .ls-item { padding: 0 29px; height: 28px; }
  .ls-item img { max-height: 28px; }
}